Previously it was posted here that contemporary newspaper reporting did not reveal exactly how Health Insurance Companies would "justify" their Premium Rate Increases of greater than 10%, as required by a new Federal Rule. See "Health Insurers Howl Over Justifying >10% Premium Rate Increases," posted May 23, 2011.
For a clear and detailed examination of exactly how Health Insurance Companies will be required by the new Rule to justify those Health Coverage Premium Rate increases, see Timothy Jost, "Implementing Health Reform: The Premium Increase Review Final Rule," posted May 20, 2011 on Health Affairs Blog.
The Author is Co-Chair of the Health, Life and Disability Insurance Law Sub-Committee of the American Bar Association Insurance Coverage Litigation Committee.
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