When is there insurance coverage for mold under a residential tenant insurance policy? Not when the mold is caused by defects in the construction process, it was pretty clear in Abraham v. Universal Ins. Co. of N. Am., 120 So. 3d 114, 115 (Fla. 4th DCA 2013)(also explaining succinctly that "the policy did not cover mold unconnected to a peril covered by the policy.").
Every so often, as in this case, the insurance coverage question is not nearly as complicated as insurance coverage questions raised by other cases.
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